We may transfer information we collect about our customers, which may include personal information such as name, contact details, and role, to countries outside of the European Economic Area, in particular Japan. We transfer this information for the purposes of sharing your personal data within the SMBC Nikko group and, in particular, for customer relationship management purposes. These countries may not guarantee the same level of protection of your personal data as the country in which you provided the information. When we transfer your information to other countries, we will protect that information in accordance with applicable law. We use contractual protections for the transfer of personal information among various jurisdictions (including, for example, the European Commission's standard contractual clauses).